A.P.Dr. Ahmed Sabeeh Attiya, Researcher: Inam Abdel Zahra Rahmah, and Inam Adbalzahra Rahmah. 2024. “APPLYING BANKING DIGITIZATION MECHANISMS TO REDUCE BANK CREDIT RISKS: AN ANALYTICAL STUDY OF A SAMPLE OF IRAQI COMMERCIAL BANKS FOR THE PERIOD FROM (2010-2021)”. International Journal of Studies in Business Management, Economics and Strategies 3 (4):320-38. https://scholarsdigest.org/index.php/bmes/article/view/692.