BANK DEPOSITS AND THEIR IMPACT ON INVESTMENT FOR A SAMPLE OF PRIVATE COMMERCIAL BANKS FOR THE PERIOD (2019-2005)

Abstract

The research aims to demonstrate the impact of bank deposits on investment in securities during the period under study (2005-2019), as deposit management is a complex process that requires awareness and full understanding of new investment opportunities in emerging markets, especially when investment options and multiple alternatives are available. Therefore, banks must Making the right investments in these deposits, the effect of the relationship between the research variables was measured using the statistical program (SPSSV.26) and the use of the simple linear regression model, in addition, the research under study was summarized to a number of conclusions, most notably that the Iraqi economy suffers from weak infrastructure as well On the instability in the economic and security conditions, which led to the weakness of investments in it, and the researcher also found that there is no significant effect of deposits in investments in banks, the research sample. As for the most important recommendations, the government seeks to provide the appropriate investment climate and the nature of banking work by improving the legislative environment that prevents banks from investing in industrial or real estate projects; Unless there are special approvals and requirements for it.